Your parents may have mentioned how much a mere 50 paise meant to them when they were growing up. But if you jump forward to the present, you can buy virtually nothing with just 50 paise. What if you could get travel insurance for less than 50 paise? Indian Railways’ Indian Railway Catering and Tourism Corporation offers this.
Let’s take a closer look at this insurance’s definition and operation.
IRCTC Travel Insurance: What Is It?
Standard travel insurance is available to customers for 49 paise when purchasing train tickets. It offers travel insurance coverage of up to Rs. 10 lakhs. It includes coverage for robbery, looting, and other risks in addition to train accidents resulting in a passenger’s passing away or permanent disability.
Which Travel Insurance Should I Buy?
Only those who buy train tickets from the official IRCTC website or mobile app are eligible for travel insurance. You can check the travel insurance box to purchase insurance when you pay for your tickets. However, remember that each ticket purchased under the same PNR will have unique travel insurance if you check the insurance box. For instance, if you book tickets for all four family members simultaneously on the same PNR, you must buy travel insurance at 49 paise per policy.
For Whom Is IRCTC Travel Insurance Available?
This travel insurance is available to every Indian citizen who purchases tickets through the IRCTC website. However, children under the age of five cannot purchase insurance. You will receive the policy documents via email from the insurer once you check the insurance box and complete the payment online. Additionally, you have the choice not to buy insurance. However, the price of 49 paise for travel insurance in India with a cover of up to Rs. 10 lakhs is unquestionably a fantastic deal that nobody should pass up.
This railway travel insurance is available to all Indian citizens at the time of ticket purchase. However, customers can only select this option if they make their reservation using the IRCTC mobile app or the company’s official website. Another thing to remember is that children under five and foreign nationals are not eligible for this insurance. This benefit is only available to Indian citizens.
Travel Protection For Train Travel
One of the ideal ways to financially guard yourself against travel risks is to purchase travel insurance. And neither the railroads nor the airways are immune to these dangers. Consider purchasing this travel insurance whenever you buy tickets from the IRCTC to enjoy higher levels of protection on all your train trips. A travel insurance premium calculator is a convenient tool you can utilise online to check the coverage needed based on your requirements.
Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.